All in the Family

By Betsy Ramser Jaime

For John Chomba, running his business is a family affair. By day, he is a primary school teacher, and works on his business in his free time. Fortunately, his wife co-runs the business with him and manages the shop while he’s at his day job.

John shares, ‘I have opened a small business with my wife. We sell different types of household items like sugar, rice, maize and wheat flour, some cereals, cooking oil, detergents and many others. I buy these goods in wholesale and then later sell them to my customers in retail. It’s a good business because one cannot stay without making a sale during the day. I fund it using the small income from my teaching job. I use my profit to expand the business. I am planning to start selling some of the products in wholesale like sweets, rice, sugar, sanitary towels and others. l would like to improve my shop now that our country is gradually reopening the economy and business will start to pick up well.’

Earlier this year, as the pandemic was in full force, John was able to raise funds from Zidisha lenders to keep his shop stocked and in operation. Between May and September this year, he has raised 6 Zidisha funded loans ranging from $6 to $587.

Through his loans with Zidisha, John has stocked up his shop with items such as, ‘flour, sugar, rice, cooking oil, detergent, plastic items, beans, maize, millet, and cereals.’

Because of his partnership with Zidisha, John has also been able to purchase new items in bulk, and take fulfillment requests from his customers, building trust with his customers as he continues to listen to their requests and meet their needs.

As John recently raised his largest loan yet, of $587, he shares how the economy is starting to pick up as he writes, ‘The demand for foodstuffs in my area has shot up. This means that the supply for foodstuffs in the area is low. I am taking this chance to supply. l will buy millet worth 20000, maize worth 8000, green grams worth 8000, beans worth 20000 and cooking oil worth 5000. I will also supplement my business with Nikos and plastics materials worth 2000. All these materials, l will buy in wholesale and sell in retail. Now the economy has opened in our country. There is circulation of money in the market. My commodities are fast moving products and I make sales daily. I also employed and I can use this income to supplement my repayment of the loan.’

For side hustler’s like John, having a side business is a great way to earn an extra income, especially during times of uncertainty. In addition, because of the trust and loyalty that he’s earned with his customers, he’s able to continually serve their needs and provide exactly what they need and want.

Would you like to make a significant impact in the life of a Zidisha entrepreneur? Make sure to head on over to our Browse Projects page to read about our inspiring business owners around the world.

I’m an Entrepreneur

By Betsy Ramser Jaime

‘I’m an entrepreneur working in dairy and poultry farming,’ shares Catherine Kusimba. Originally, she got started in poultry farming to support herself and to be able to care for her mother, who had been disabled in a road accident.

She shares where she is today as she says, ‘I worked hard in poultry farming and through Zidisha, I was able to rear over 300 chicken for sale of meat and eggs. This venture really improved my standard of living and also care for my mother. My ultimate goal was to venture into dairy farming of which I now have 4 milkers with a production of 65 litres a day. This was possible after I sold a parcel of land I had acquired years ago. I practice zero grazing so I have to buy fodder and water for the cows. They are now all incalf and start calving down late July consecutively.’

With her milk sales, Catherine is able to earn $.50 cents USD per liter selling wholesale and $.60 cents USD per liter selling retail. Her customers include: individual households, hotels, and local shops. With her profits, she’s able to purchase feeds, supplements, minerals, and also pay her workers. Additional funds are put towards her home expenses and medication for her mother.

Catherine explains, ‘My business currently is mainly dairy farming. I have 4 milkers (Holstein Fresian cows) with an average production of 65 liters currently. I thank the Zidisha Team for enabling me get this far especially when I needed funds for purchasing feeds, poultry equipment and even buying the chicks.’

With 10 Zidisha funded loans since June 2018, Catherine has been able to continually grow and make changes to her business.

In her time with Zidisha, Catherine has purchased 200 chicks, bought vaccines for the chickens, and purchased feeds, fodder, a water tank, a cowshed, pipes, and machinery.’ Through these improvements, Catherine now has a strong diversified farming business, with cows, chickens, and vegetables.

On Apr 26, 2020, Catherine took to her discussion page and shared the impact of her most recent loan, ‘Dear Lenders, I am very grateful for the previous loan granted which I used to add on to the funds that I had saved for a long time to purchase a 10,000 liters water tank. This came in handy during this rainy season as I’m able to harvest rain water for my livestock. Water for the livestock is a big challenge because it eats into the profit gained. The tank will store water that will last for at least 2 months after the rainy season. I’m still hoping to add at least another 2 in the course of the year. This is a good start for to a sustainable water solution. Thank you for making it possible within the shortest time possible.’

Would you like to help boost an inspiring business owner like Catherine? Make sure to head on over to our Browse Projects Page to read about other Zidisha entrepreneurs impacting their communities.

A Natural Salesman

By Betsy Ramser Jaime

‘My name is Gabriel Kariuki, I am a marketer by profession, I hold a Master’s degree in Business Administration and a Bachelor’s degree in Business Management. I describe myself as honest, aggressive & an ambitious person, generally I am an achiever. I come from Kirinyaga county in central Kenya. My constituency Mwea is known for rice production, 85% of the supply of rice in east Africa comes from this region.’

During his 5 years with Zidisha, Gabriel has maintained two side businesses. The first, being farming, and the second, in the solar lighting business. For his solar business, he typically buys solar lamps from distributors and then re-sells them to customers throughout his village. On a weekly basis, he typically sells 4-7 pieces.

Graduating with his Master’s in Business Administration

Explaining how he got into the industry, he shares, ‘Currently I’m in the solar lighting business as an LME (last mile entrepreneur). I have noted that many Kenyans in the village interiors live below the poverty line and can hardly afford to pay for electricity connections in their home. I note that most of the village dwellers lack information and end up spending a lot on paraffin for lighting which despite having a high cost on them it also has health implications. My main motivation to solar business was triggered by my relentless efforts in advocating for use of green products and the need to embrace the green concept in the community. My main selling points are based on the benefits thus cost effective, quality, safe, healthy and environmentally friendly products with long term benefits.’

Gabriel has been proud to add a new product to his inventory, as he explains, ‘Recently I introduced energy saving cook stoves to my product line. I have noted that 90% of Rural homes rely on open fire for their cooking, where research has proved that every home spends between $1.5-2 dollars on firewood daily on their cooking, I noted an increase in expenditure/costs on firewood which seems very unfavorable to the rural homes most of whom who live below the poverty line and can hardly bare any further increase on firewood costs. As a way of giving back to the society & caring for the environment I decided to introduce the Philips energy saving jiko which can reduce the daily spending on firewood for rural homes to costs of between $0.2 to 0.5 dollars daily thus about 80% reduction in costs on firewood. Generally Philips jiko uses Biomass i.e dried cow dung, rice husks, wood pellets (compressed sawdust) to burn hence does not rely wholly on firewood.’

Since joining the Zidisha community in March 2015, Gabriel has raised 7 Zidisha funded loans. With his first loan of $50, he was able to increase his tomato crop for his farming side hustle.

Shortly thereafter, as his farming business was going well, he shifted his efforts to his solar business. He explains, ‘My business activity revolves around buying solar lamps from major distributors in town and selling these solar lamps to the customers in the village interiors. My main target groups include investment groups in the village, women merry go round groups etc.’

At this time, he was relying on his bicycle for transportation, and knew that by raising funds for a motorbike, he could greatly expand his reach, and would hopefully gain more customers in the process.

As 2016 rolled around, Gabriel found himself with a problem that needed solving. Not having an office space of his own, he would often meet potential clients in restaurants, or other public places. He found that many customers did not take well to this, and that they would have preferred to meet in an office environment.

Therefore, with a $370 loan from Zidisha lenders, Gabriel set out to acquire an office space. Sadly, as Gabriel saw the exorbitant costs of buildings, he knew there had to be a better way, especially since he spends so much time out of the office. As a solution, he realized that he could rent a space, and partition the building to have space for an additional business. He would use one side and would rent the other side to barbers that didn’t have spaces of their own. This is a great example of turning a situation that at first seemed to be a big setback, and making it into an opportunity.

A year later, Gabriel successfully raised an additional Zidisha funded loan for $544 allowing him to purchase a laptop computer for his business as he says, ‘I plan to buy a computer laptop for my business, I realize nowadays the market has become very competitive with the marketing aspect assuming a paradigm shift where now most of businesses are adopting digital marketing through the websites & social media, emails etc. Digital marketing has proved very important in business as it helps to nurture a relationship between a business & its customers.Through digital marketing, businesses have been able to respond promptly to customers queries hence gaining customers confidence/loyalty hence a competitive advantage.’

Would you like to support a forward thinking entrepreneur like Gabriel? Make sure to head on over to our Browse Projects page to read about inspirational business owners all over the world.

A Passion for Business

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By Betsy Ramser Jaime

Erick Momanyi has big dreams! Living in Kisii, Kenya, he hopes to attend university, but after finishing high school, he lacked the funds to attend.

Not letting this deter him, he came up with a feasible plan that would allow him to support himself, and save money for school. Today, Erick runs a small business selling second-hand clothing. As he continues to work and save his proceeds, he is saving to attend a local college in Kisii. He says, ‘I have a passion for business and I would love to study Business Management in college.’

Although he has had to defer his college plans, for the time being, he is gaining valuable entrepreneurial experience that will be a great complement to his education, when he’s able to return.

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As he describes his business he explains, ‘I started my business in 2018. The intention of starting this business has been to help me save enough to join college by the start of next year. I sell second-hand clothes in my local market. I mostly deal with men’s clothes, both casual wear, and business wear. I have been able to build a good clientele, which has raised the demand for my clothes. I still would keep selling second-hand clothes even while studying, too, because I would be taking evening classes.’

As a new member of the Zidisha community, Erick has raised 5 Zidisha funded loans in a short period of time, since February 2020. His loans have ranged in amount from $40-$877, and have been a great source of help to keep going even throughout the pandemic.

Erick has primarily used his Zidisha loans to restock his inventory of clothing of shirts and trousers. He continually receives feedback from his customers, catering to their wants and needs.

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Like most business owners, Erick has been forced to pivot and adapt his business during the pandemic. In May 2020, he shared, ‘The pandemic has hurt many businesses but I had to find a new way to cope because I need to make a living, I have taken advantage of online platforms like Jiji, Pigiame and even Facebook, I take photos of my clothes and if someone is interested they contact me and we arrange on how to get, it’s not costly since the buyer pays for delivery charges, this has helped me keep afloat and am sure it will sustain me through this difficult period.’

As the pandemic continued, Erick found that two particular items were in high demand: face masks and sweatpants. Through his Zidisha funded loans, Erick has been able to easily meet these changing needs with his customers. By mid-summer, he also expanded into women’s clothing as well.

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Recently on July 27, Erick excitedly shared, ‘Once again I would like to express my gratitude to all my lenders, the support you have given me is Godsent, my business is reaching great heights and that’s thanks to you, I would also like to thank Zidisha.org for bringing this to us business people. Thank you and God bless you.’

Would you like to empower an inspiring entrepreneur like Erick? Make sure to head on over to our Browse Projects page to read about Zidisha business owners all around the world.

 

 

 

Turning Rejected Stones Into Cornerstones

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By Betsy Ramser Jaime

Olawale Noble Liasu was raised in a large family, as the ninth child out of fourteen siblings. As a student, he received his early primary education in the Southwest of Nigeria and then moved to the Northwestern region of the country for his secondary and university education.

He shares, ‘I have been an entrepreneur for decades standing, and my specialty is debunking the lie that some children are untrainable. My schools are avenues for “turning rejected stones into cornerstones,” as it were, among some other positive things. My schools are situated in the semi-urban, north-central State of Plateau, in Nigeria. Today, in addition to running his business, he is also a married clergyman and has three children.

In describing his business he says, ‘My business is in the education sector, with the principal objective of rescuing and training the indigent and less-advantaged children of my community, for a poverty-terminating future. We started with the post-primary (secondary) and pre-varsity sections, but we are currently in pursuit of adding the nursery school, Kindergarten, and primary-education sections of the institution so that a solid foundation can be laid early on in the lives of our pupils.’

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Olawale has been able to raise 10 Zidisha funded loans for his business since joining in 2019. These loans have ranged in cost from $14 to $1,135. With his first few Zidisha funded loans, he worked hard to purchase cement and building materials. Most recently, he has used loans to build a perimeter fence around the school for safety purposes and to keep animals away from the property. The costs for the fencing project included buying the wire fence and also paying for labor to put it in place.

For Olawale, a huge goal of his is to educate students so that they are receiving the same quality of education as many of their peers around the world.

As of July 2002, Olawale requested a $1,135 loan from lenders to help with school reopenings amidst COVID-19, as he says, ‘The Federal Ministry of Education, in its 58-page guidelines for school resumption during this time of global COVID-19 pandemic, demands that there be the provision of water and hand-sanitizer dispensers, which are sacrosanct guidelines. Therefore, this loan would be funneled toward that goal. Our area is enjoying nearly total relief from lockdown. Commercial and economic activities are on the increase. The demand for our services also is increasing, as is our income. Therefore, I do not expect to have problems repaying this loan.’

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The following month, in August, Olawale proudly shared how things have been progressing with his loan as he wrote on his discussion page, ‘Commendable and conscientious lenders, I thank you all. I have successfully retired the entire loan today to God’s glory. The next phase of the project kicks on in earnest, which is the purchase of hands-free water dispensers and hands-free hand sanitizers, an additional move to render the school ministry of education guidelines-compliant on Covid-19 pandemic protocol. I count on your trust. Thanks.’

Would you like to positively impact the life of an entrepreneur and educator like Olawale? Make sure to head on over to our Browse Projects Page to see how other Zidisha business owners are changing communities around the world.

 

I Do Not Fear Failure

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By Betsy Ramser Jaime

‘I am Alfred Adjetey and I am a businessman who goes for locally made slippers outside Ghana. I am the firstborn of six brothers and a sister. I happen to be a serious-minded man who loves to take risks in my business. As a business-minded man, I do not fear failure.’

The two main shoes that Alred sells are slippers and sneakers. He shares, ‘My slippers have been locally made slippers which I personally go for them from Togo. My business has been moving smoothly and it’s growing as I’ve always prayed for. I always learn something new in getting my business to the highest level any businessman can ever think of.’

Since joining Zidisha in 2018, Alfred has been able to raise 12 Zidisha funded loans, allowing him to continually re-stock his shoe supply for his business. As Alfred set goals and started dreaming about the future, he envisioned expanding his stock to offer the best possible variety for his customers.

With each new loan, Alfred has been able to consistently offer new and different designs of shoes in his shop. He prides himself on being able to provide shoes that are both high quality but still affordable to meet a wide range of customer needs.

Alfred

By 2019, Alfred could see his business steadily increasing and was proud to be able to hire one employee to help him with the business. On June 24th, he took to his Zidisha discussion page and wrote, ‘Thanks to Zidisha and all my lender’s my business is moving smoothly. With the money I received, I’ve been able to get some stock for my shop. Thanks, Zidisha for accepting me into your family.’

At the start of 2020, Alfred raised $268 from lenders to serve a new customer base, Primary, Junior High, and University students needing shoes for the upcoming school semester. Alfred explained, ‘With this loan, I can buy quality sneakers for school which costs less and this will be something everybody can afford. With this in mind, even the poor can afford it. I look forward to taking my business to the top by providing my customers with nothing but quality. Thank you.’

Most recently, in June 2020, Alfred raised his largest loan yet, $948, and shared, ‘As a serious business-minded man with over three thousand customers, I wish to apply for a loan amount of GHC 15000. As a young man who has been in business for over five (5) years and also with over three thousand customers, I will then be able to satisfy them with the quality product at an affordable price. This would also help me increase sales as well as gain more and new customers for my business. Because the purchase of converse is high in demand here in Ghana, I would be able to pay back my funds easily without stress if my request is granted. Thank You.’

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Would you like to impact the life of an entrepreneur like Alfred? Make sure to head on over to our Browse Projects page to read about Zidisha business owners around the world, impacting their communities!

 

 

 

 

 

A Dream That I Wanted to Fulfill

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By Betsy Ramser Jaime

‘I am Rebecca Moraa Nyangena. Growing up we had a difficult childhood, at times we had to drop out of school due to limited funds to support all of us. My father used to work then but had to retire early due to illness but we eventually lost him. We were left with our mother who struggled a lot but she managed to help us finish our 0 levels. After that it was up to us to make our future.’

As the only girl among her siblings, Rebecca found that it was difficult to find a job. Fortunately, she eventually found a position in a local coffee factory. She shares, ‘I was inexperienced and I had no idea what I was doing but due to determination and hard work eventually I learned how to operate the machinery in the factory.’

Rebecca continued in her position for four years as she saved her earnings. In her own words, ‘I had a dream that I wanted to fulfill.’ Once she had saved what she needed, Rebecca enrolled in the Kisii Institute where she studied for 3 years and received a degree in Accounting. Soon after, she landed a great job and stayed in the position for 3 years.

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Rebecca taking care of her farm.

Two years into her new job she got married and then had two sons. Because of the demands of motherhood, she left her position to stay at home with her two boys. However, as she went through a divorce and became a single parent, she was forced to find a way to financially support her children. She found her solution in entrepreneurship. Rebecca says, ‘I basically deal with all kinds of chicken, I have chicken layers for eggs and broilers for meat. I chose this business because it’s in my comfort zone and it requires minimum labor and so far it has worked for me. I have 200 chicken layers and I collect at least 120 eggs a day.’

In terms of expenses, she needs to purchase feeds and vaccinations for the chickens. Then, she’s also able to use part of her earnings to pay her bills and her children’s fees.

She continues, ‘I have like 50 broilers which I sell after every 3 months. After I sell them I use part of the sale to acquire a new set, use part of the money to buy their feeds and vaccinations and save the balance. 1 broiler chicken goes for kes 400 so I make kes 20000 after selling the 50. I’ll then buy 50 younger ones which I’ll take care of for another 3 months. They cost kes 100 per chicken, that converts to kes 5000, vaccinations and feeds for the 3 months will cost me 8500, and I make a profit of kes 6500 which I add to my savings.’

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Throughout her time with Zidisha, from April 2016 until now, Rebecca has raised 5 Zidisha funded loans. From her first loan of $10 to her most recent of $675, each loan has allowed her to take her business to new levels.

Through her Zidisha funded loans, Rebecca has been able to add more drinking containers for her chicks, purchase additional chicks for her stock, expand on her existing chicken house, build an additional chicken house, and also purchase an incubator.

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The new incubator.

Reflecting on the support of Zidisha to her business growth, Rebecca says, ‘I am so grateful for the loan, may God bless you, I will always like to thank Zidisha for bringing such a good platform to help us keep up the good work.’

Would you like to impact an inspiring business owner like Rebecca? Make sure to head on over to our Browse Projects page to read about Zidsisha’s business owners all around the world.

A Key to Everything in the World

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By Betsy Ramser Jaime

Ibrahim Kirui says that he ‘was brought up in a humble background in the Great Rift valley, Bomet county in Kenya. I went to Boito primary school from 1997 to 2005 and later attended Mambwo secondary school where I did my K.C.S.E. in the year 2009.’

After three years of helping his parents at home, Ibrahim moved to Nairobi to look for work. He explains, ‘Finding a job was not easy, but with time and patience I managed to get one with a security firm and was deployed as a security guard. But before that I was a labourer at a construction company and that was the most available.’

One year into working for the security firm, Ibrahim determined that while he had learned a lot, he needed to take actions to increase his income. He shares, ‘I did a driving course and I was in a position to get a job elsewhere as rider/ supervisor, now I was able to earn quite some money. I started practicing farming though it was not doing well but of late am seeing some change.’

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Today Ibrahim has been working towards his goal of increasing his income streams as he splits his time between being a delivery driver and also working on his side business as a farmer. Ibrahim is working hard to create a great life for himself, his wife, and young son.

Since starting with Zidisha in 2016, Ibrahim has been able to raise 4 Zidisha funded loans from $6 to $377. With his initial loan, in September 2016, he shares, ‘This loan with time will help my wife smile since she is ready to sacrifice her time and energy together with my support to make her dreams comes through. The ladies clothes have a good profit and also for childrens compared to men. I am sure this loan with time I will be able to buy clothes in bales and make good returns.’

Through Zidisha, Ibrahim has also been able to assist his brother with his education costs. After a draught had decimated his parent’s livestock and crops, they struggled to pay the necessary tuition for their son to attend school. Fortunately, Ibrahim was able to raise the funds from Zidisha so that his brother would be able to continue his education.  As Ibrahim says, ‘Today education is a key to everything in the world.’

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Purchasing his piece of land!

With his following loan, in June 2017 of $377, Ibrahim was proud to be able to achieve another of his goals, a piece of land for his home and for farming. He explains, ‘Lenders this land I will call it my home, this is where my family will be living and doing farming. The place is good for living, farming, and doing business.’

On January 20, 2020, Ibrahim shared an update with lenders as he took to his discussion page and wrote, ‘Dear my lenders, I am among the many people who have benefited from your p2p loan. I wish to thank you a lot for that opportunity. My farm has helped me a lot, I have been planting potatoes which has been of great help. We have got food and also sell some.’

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Ibrahim’s new land.

Would you like to impact the life of an entrepreneur like Ibrahim? Make sure to head on over to our Browse Projects page to read about Zidisha business owners making a difference around the world.

 

My Business Is Coming Up

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By Betsy Ramser Jaime

Even though Ophelia Monyei might be new to entrepreneurship, she knows exactly what she wants. She describes herself as, ‘vivacious in nature, full of life and down to earth.’

On the Zidisha platform, there are entrepreneurs of all ages and levels of experience. For any new entrepreneur, starting a business can be extremely daunting. It can often feel like there are too many tasks for the time available, or often people are just unsure where to start.

For someone just getting started, a community like Zidisha provides more than just a way to raise funds, it’s also a community that shows people what is possible. When Zidisha business owners like Ophelia are able to connect with like-minded entrepreneurs throughout the Zidisha platform, they raise their awareness of the future and start to see a path unfold before them.

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Ophelia shares, ‘This platform has really been helpful, I have started buying supplies for my business and soon it will grow. My business is coming up and will need to expand by getting a shop and then with time I can also employ individuals.’

In her business, Ophelia makes and sells wigs, clothing, and beads. She explains, ‘The wigs I make are 360 frontal, frontal, closures, braided to wigs, cornrow braids, twisted braids, ponytails, Bob wigs. Am also into cloth making such as peplum tops, skirts, gowns, bomber jackets, trousers, etc.’

So far in her Zidisha journey, Ophelia has raised 7 Zidisha funded loans, providing the necessary support and funds to get her business up and running. Her loans have ranged from $11 in January 2020 to her most recent of $360 in July 2020. As she started to see order requests rolling in, each additional loan allowed her to buy the necessary supplies to fulfill each of her orders.

However, as the threat of Covid-19 continued to spread, Ophelia made sure that she used her business to be part of the solution, selling face masks, hand sanitizers, hand wash, and food items as she explained, ‘it’s really selling during this crisis and it will help individuals get by and keep safe.’

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On Jul 3, 2020, Ophelia went to her discussion page and had an update for her lenders as she wrote, ‘I want to thank all my lenders who have contributed one way or the other to see that my business grows. The business is picking up and will likely expand soon by getting a shop, this way I can also employ individuals and help with employment. Thanks a lot.’

Would you like to make a difference in the life of an entrepreneur like Ophelia? Make sure to head on over to our Browse Projects Page to read about other Zidisha entrepreneurs helping their communities through the pandemic.

Selling Smocks All Over Ghana

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By Betsy Ramser Jaime

‘My name is Ibrahim Alimyaw and I am twenty-five years of age. I belong to a family of five siblings and I am the second born to my parents. I couldn’t further my education after the basic school because I lost both my parents and life was so unbearable as my elder sister was finding it difficult to take care of us. So I decided to enter into something that can help me to take care of myself and my other siblings so I was introduced to smock sewing and weaving.’

Today, his entire business income comes from the smocks that he sells. Typically, the smocks are sold wholesale to his customers and then they are able to go and re-sell them. Ibrahim explains, ‘This helps me a lot and I have been able to train apprentices that are working with me and help me to produce or finish work on time so that customers can get smocks to purchase whenever they want to buy.’

Since joining Zidisha in 2020, Ibrahim has already raised 5 Zidisha funded loans, allowing him to continue working hard in his business, even during the present pandemic.

With his first loan in May 2020, of $27, Ibrahim hoped to purchase a smock sewing machine. He explained to his lenders that this machine would be helpful in working speedily and producing a greater number of orders on time. This would be especially helpful in producing fast, quality work for his repeat customers, allowing him to build good relationships with customers.

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After having a positive experience with his first loan, he requested a second later the same month for $46 sharing, ‘Hello lenders I appreciate your efforts for helping me with the loan I just repaid and I thank you for that. This loan will be used to buy smock materials that will help me to be able to sew more of the smocks and in quantities to be able to meet my demands of my customers that will help me to produce as many as they want and it will also help me to get profits so that I will be able to make repayment on time also. This loan will be purposely used to buy materials needed for the smock sewing.’

In May, Ibrahim was able to share with lenders that his home country of Ghana was not on lockdown because of Covid-19 allowing him and his workers to continue operating at their normal levels.

By June, ready to continue growing his business, Ibrahim successfully raised two more loans, for $135 and $378, enabling him to buy larger numbers of smock sewing materials, and of course, also allowing him to increase his sales and profits.

Recently on June 19, he shared this humbling update on his discussion page as he wrote, ‘I am most humble and appreciate you, my good lenders, for your support. This loan will go a long way in helping me to buy more of the materials needed for my smocks sewing and weaving. Thank you so much for your support.’

Would you like to empower a hustling entrepreneur like Ibrahim? Make sure to head on over to our Browse Projects page to read about other successful Zidisha business owners around the world.